Capstone MFB
Built for Nigerian SMEs and households

Save smarter, borrow wisely and grow with Capstone MFB

Discover accounts and loans, estimate repayments, learn better money habits and join Capstone Money Season.

CBN Licensed
100,000+ Customers
₦6.8B+ Loans Disbursed

What would you like to do?

Save

Explore Capstone accounts

Target, Mega, Savings, Current and Catch Them Young accounts.

Borrow

Loans & calculator

Compare loan products and estimate your repayment.

Learn

Capstone Money School

Short lessons, quizzes and webinars on saving, credit and business.

Bank

Internet Banking

Balances, transfers, statements and repayments on Capstone's secure banking portal.

Proven. Trusted. Disciplined.

100,000+

customers

<1.2%

default rate

87%

women-focused lending

Loan calculator

Estimate your repayment

Choose a Capstone loan, amount and duration to see an indicative repayment before you speak to us.

Explore all loan products

Working capital to buy stock, expand space or hire. SMEs and market traders.

₦250,000 – ₦10,000,000 · up to 18 months

₦1,000,000
6 months

Estimated repayment

₦201,667/mo

Estimated total repayment

₦1,210,000

Indicative rate

3.50% per month

Confirmed by Capstone MFB

Indicative estimate only, not a loan offer or approval. Subject to Capstone MFB eligibility, documentation and credit assessment.

Campaigns

Capstone Money Season

Register for a campaign

Save & Win

Grow your savings during Money Season for a chance to win in our raffle draws.

Learn & Earn

Complete Capstone Money School lessons and quizzes to earn badges and rewards.

Borrow Smart

Repay on time and build a strong record with Capstone for future offers.

Rewards & Giveaways

Seasonal giveaways, community events and partner rewards.

My Capstone

Your goals, calculations, campaigns and learning — in one place

For balances and transactions, use Internet Banking.