Capstone MFB

Save

Capstone accounts for every goal

Open an account at any Capstone branch or with a Capstone officer. Existing customers manage accounts on Internet Banking.

Save towards a specific goal

Target Savings Account

Lock savings towards rent, school fees, business capital or any goal, with interest on your progress.

Interest
10.5% per annum
Minimum opening balance
₦5,000

Benefits

  • Goal-based saving discipline
  • Competitive interest on balances
  • Flexible contribution schedule

Who it's for

Individuals and traders saving for a dated goal.

Requirements

Valid ID · BVN · Passport photograph · Utility bill

Open an accountManage account

Higher returns on larger balances

Mega Savings Account

A premium savings account that rewards larger balances with better interest.

Interest
12% per annum
Minimum opening balance
₦250,000

Benefits

  • Tiered, higher interest
  • Eligible for Save & Win campaigns
  • Dedicated relationship support

Who it's for

Customers holding larger savings balances.

Requirements

Valid ID · BVN · Passport photograph · Utility bill · Minimum opening balance

Open an accountManage account

Everyday savings that earn

Savings Account

A simple savings account to keep money safe and earn interest.

Interest
6% per annum
Minimum opening balance
₦1,000

Benefits

  • Low minimum balance
  • Interest on savings
  • Internet banking access

Who it's for

Anyone starting or building a savings habit.

Requirements

Valid ID · BVN · Passport photograph

Open an accountManage account

For running your business day to day

Current Account

Receive payments, pay suppliers and manage everyday business cash flow.

Interest
0% per annum
Minimum opening balance
₦10,000

Benefits

  • Unlimited deposits and withdrawals
  • Cheque book on request
  • Supports loan applications

Who it's for

SMEs, traders and professionals.

Requirements

Valid ID · BVN · Passport photograph · Two references · CAC documents for businesses

Open an accountManage account

Build your child's financial future

Catch Them Young Account

A children's savings account opened by a parent or guardian to grow money for the future.

Interest
9% per annum
Minimum opening balance
₦2,000

Benefits

  • Teaches children to save
  • Interest on savings
  • Ideal for school fees planning

Who it's for

Parents and guardians saving for children under 18.

Requirements

Child's birth certificate · Parent/guardian ID and BVN · Passport photographs

Open an accountManage account

Published rates are indicative and subject to change. Confirm current terms with Capstone MFB.