Quick Cash
IOU
Short-term cash to cover an urgent gap, decided in minutes.
For: Traders and individuals needing quick cash.
Range: ₦50,000 – ₦500,000
Indicative rate: 4.5% per month
Borrow
Access funds when you need them
Subject to Capstone MFB eligibility, documentation and credit assessment.
Quick Cash
Salary Advance
Draw against a confirmed salary before payday.
For: Salary earners in approved organisations.
Range: ₦50,000 – ₦1,500,000
Indicative rate: 4% per month
Business Growth
Business Enhancement Loan
Working capital to buy stock, expand space or hire.
For: SMEs and market traders.
Range: ₦250,000 – ₦10,000,000
Indicative rate: 3.5% per month
Business Growth
LPO Financing
Funding against a verified purchase order from a credible buyer.
For: Suppliers and contractors with confirmed LPOs.
Range: ₦500,000 – ₦10,000,000
Indicative rate: 3.2% per month
Asset Building
Asset Acquisition
Spread the cost of equipment, vehicles or machinery.
For: Businesses and individuals buying assets.
Range: ₦300,000 – ₦10,000,000
Indicative rate: 3% per month
Estimate your repayment
Results are indicative. Your final rate and amount are set by Capstone after assessment.
Already have a Capstone loan? View balances and repay on Internet Banking.
Internet BankingWorking capital to buy stock, expand space or hire. SMEs and market traders.
₦250,000 – ₦10,000,000 · up to 18 months
₦1,000,000
6 months
Estimated repayment
₦201,667/mo
Estimated total repayment
₦1,210,000
Indicative rate
3.50% per month
Confirmed by Capstone MFB
Indicative estimate only, not a loan offer or approval. Subject to Capstone MFB eligibility, documentation and credit assessment.